Real estate appraisal services for homeowners in the city of Fenton and Livingston County

Here are the top seven reasons why MI homeowners hire Independent Realty Appraiser Group:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. Remove PMI to reduce their mortgage payment
  4. Reinstate their Home Equity Line of Credit (HELOC)
  5. Review another appraiser's report for verification
  6. In the case of a MI divorce, when real estate property needs to be divided
  7. Settle an estate in MI by determining the true market value of property in question

Do you own a home in or near Fenton? Do you need help deciding the value of your real estate?
Contact Independent Realty Appraiser Group.

We at Independent Realty Appraiser Group understand the special needs of a homeowner in need of appraisal services. The appraisal process and reporting formats are relatively routine to our business clients like lenders, attorneys, and accountants. As our client, you can expect extra guidance and explanations through the appraisal process to more fully understand what we do and how we report the results of our analysis.

Pre-listing Services/For Sale By Owner (FSBO)

It's very hard to be objective about your own home because you probably have an emotional attachment to it. The professional appraisers at Independent Realty Appraiser Group will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very valuable as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. It gives you something tangible to show the buyer. An appraisal is an independent third party's opinion of your home's price -- not just you saying how much your home is worth. Interested buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to an accomplished appraiser's value conclusion than yours.

Need to cancel PMI?

A popular way to cut expenses for homeowners is getting the PMI removed from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to your lender to have the PMI eliminated from your loan. Independent Realty Appraiser Group is seasoned in helping homeowners just like you rid themselves of unwanted PMI insurance.

Challenging property tax assessments

If you live in a region that is declining or not appreciating as much as other houses nearby, your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better off you'll be. When contesting your property tax assessment, getting an expert appraisal from Independent Realty Appraiser Group is your number one weapon.

Was your HELOC recently frozen?

If your property is in a declining area, your lender just may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be unsuitable from a cash flow viewpoint, but it can be bad for your credit score since it may appear as though that credit line is maxed out. Independent Realty Appraiser Group can help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for verity? An appraiser from Independent Realty Appraiser Group can go out and check the subject and comps in a field review. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Independent Realty Appraiser Group can help you with that. While usually requested by banks, you may need to take advantage of this service if you suspect mortgage fraud related to your home.